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Now so if I am the business, I got a problem, I go to the bank, the bank wants a 100% collateral, I can't possibly produce a 100% collateral.  Right you've seen what my structure is like.  I got maybe a $100,000 or $200,000 that I can offer in collateral, I need $350,000 to buy that Italian pi...(Full transcript available to logged in subscribers.).

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