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David Sprague Discusses Company, Sprague and Janow

  • David Sprague - Interview - Financial Is
  • David Sprague is President and senior partner of tax and accounting firm, Sprague and Janowsky. F...
  • I own Sprague and Janowsky. It's a tax and accounting firm here in Ithaca, NY. It started in 1976,...
  • 7/28/2010

David Sprague Explains When Banks Make Loans They

  • David Sprague - Interview - Financial Is
  • David Sprague is President and senior partner of tax and accounting firm, Sprague and Janowsky. F...
  • A very common situation, where a banker has referred a client, is that prospective borrower, new bus...
  • 7/28/2010

David Sprague States Silent Investors Are Rarely S

  • David Sprague - Interview - Financial Is
  • David Sprague is President and senior partner of tax and accounting firm, Sprague and Janowsky. F...
  • The other thing I find that can be a common problem is a lot of people avoid going to the bank, thin...
  • 7/28/2010

David Sprague Offers Advice For Entrepreneurs Gett

  • David Sprague - Interview - Financial Is
  • David Sprague is President and senior partner of tax and accounting firm, Sprague and Janowsky. F...
  • If they're just starting out, there are a couple of things that I look for. One is, as a prospectiv...
  • 7/28/2010

David Sprague Discusses How To Analyze Initial Cap

  • David Sprague - Interview - Financial Is
  • David Sprague is President and senior partner of tax and accounting firm, Sprague and Janowsky. F...
  • Right now I'm working with somebody in the medical profession. They're about to open a practice and...
  • 7/28/2010

David Sprague Explains Bank Requirements For Loans

  • David Sprague - Interview - Financial Is
  • David Sprague is President and senior partner of tax and accounting firm, Sprague and Janowsky. F...
  • Well, they're going to ask you for a personal financial statement and you can either have that when ...
  • 7/28/2010

David Sprague Explains Difference Between SBA Loan

  • David Sprague - Interview - Financial Is
  • David Sprague is President and senior partner of tax and accounting firm, Sprague and Janowsky. F...
  • The SBA stands for Small Business Administration. What they do is guarantee a portion of the loan t...
  • 7/28/2010

David Sprague Recommends Formalizing Loan Agreemen

  • David Sprague - Interview - Financial Is
  • David Sprague is President and senior partner of tax and accounting firm, Sprague and Janowsky. F...
  • What I recommend is that whatever it is, it's formalized. This is where there are some misunderstan...
  • 7/28/2010

David Sprague Recommends Getting Experience Before

  • David Sprague - Interview - Financial Is
  • David Sprague is President and senior partner of tax and accounting firm, Sprague and Janowsky. F...
  • I think so. And I would strongly encourage someone to get that type of experience. It doesn't have...
  • 7/28/2010